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Car Finance Mis-Selling: What’s Really Going On?

Car Examer

Car finance has made it easier than ever to own a car, with options like PCP (Personal Contract Purchase) and hire purchase helping people spread the cost over time. But beneath the promise of “affordable monthly payments,” there’s a growing issue that’s catching more attention: car finance mis-selling. So, what’s the real story?

Finance 59
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HP Car Finance – Ultimate Guide

Car Examer

In this ultimate guide, we will explore everything you need to know about HP car finance, including its benefits, drawbacks, and how it compares to other financing options. When it comes to purchasing a new or used vehicle, financing is often a crucial component of the process. One popular financing option is Hire Purchase (HP).

Finance 59
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Why Tesla sales have tanked and why the price will keep dropping

CarExpert

The advantage is that your running costs and finance costs are repaid out of your pre-tax salary, so you reduce your taxable income. Well, you can, but you will be hit with paying out the balance of your lease interest, along with termination fees. This offer also won’t be around forever. I’ll add another caveat.

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Unusual fine print in lease offer?

Shawn Ryder

However, the fine print in leasing agreements can hold crucial information that can significantly impact your overall experience and finances. Often overlooked, these details may include unusual fees, stipulations, or conditions that could catch you off guard later.

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Personal Contract Hire (PCH) – Ultimate Guide

Car Examer

In this ultimate guide, we’ll explore what PCH is, how it works, its benefits and drawbacks, and how it compares to other car financing options. When it comes to acquiring a new vehicle, there are several financing options available. What is Personal Contract Hire (PCH)? You may be charged for any excessive damage.

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Do dealers offer incentives to trade in leased cars early?

Shawn Ryder

Understanding Lease-End and Early Termination Fees When contemplating an early lease termination, lean into the specifics of the lease agreement, especially regarding any fees associated with breaking the contract. Better financing options if the trade-in value exceeds remaining lease obligations.