Market Doctors

FEBRUARY 21, 2024

Master the Art of Negotiating and Financing When you have found your ideal pre-owned Chrysler, Dodge, Jeep, Ram, or Fiat vehicle and confirmed its quality, it’s time to negotiate the purchase price and secure financing. Secure Financing: Research the available financing options before committing to a specific plan.

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Shawn Ryder

JANUARY 17, 2025

Understanding Negative Equity Negative equity, also referred to as being “upside down” on your loan, occurs when the amount you owe on your vehicle exceeds its current fair market value. This often arises from: Rapid Depreciation: Vehicles typically lose value quickly, especially in the first few years of ownership.

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Shawn Ryder

JANUARY 24, 2025

These discounts can take various forms, from cash rebates to financing incentives and trade-in offers. Financing Incentives: Low-interest rates or special financing terms can make a vehicle more affordable over time. Financing Incentives: Low-interest rates or special financing terms can make a vehicle more affordable over time.

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Shawn Ryder

JANUARY 22, 2025

Financing Options: Explore different financing options. Look into your bank or credit union rates, as well as dealership financing. Local Market Pricing Investigate local market prices for the vehicles youre interested in: Use price comparison websites to track fair market value based on your location.

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Shawn Ryder

JANUARY 17, 2025

When it comes to buying a car, knowing how to use financing options like credit unions and negotiating effectively with car dealers can lead to significant savings and a better overall experience. Credit unions often provide competitive financing rates that can enhance your negotiation power at the dealership.

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Shawn Ryder

JANUARY 17, 2025

Understanding Car Sales and Payments Before we explore the implications of a salesperson adjusting payments, it is essential to grasp how car financing works. Trade-In Value: The worth of your old vehicle, which can lead to lower financing amounts. Interest Rate: The percentage charged on the financed amount.

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Shawn Ryder

JANUARY 22, 2025

Here are the key aspects to consider: Market Comparisons: Reference similar models in your area and analyze their pricing. Tools such as Kelley Blue Book and Edmunds can provide insights into fair market value.

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