Carscoops

MAY 26, 2024

Any car (under a certain age and under 80k miles) qualifies regardless of brand. Vehicle prices are subject to change at all times, do not include adds or other fees, and may be subject to a Market Adjustment that is not reflected in the advertised price.” With a $2,500 down payment, I was only planning on financing $29,707.

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Shawn Ryder

JANUARY 22, 2025

Average Used Car APR in Ontario The specific APR you might qualify for can vary widely, depending on several factors such as credit score, the lender’s policies, and the vehicle’s age. However, as a general guideline: Well-qualified buyers may see APRs ranging from 3% to 6% for used vehicles.

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Shawn Ryder

JANUARY 18, 2025

This collaboration can lead to promotional financing offers, such as 0% interest deals for qualified buyers. Market Conditions Market interest rates set by financial institutions also play a crucial role in determining auto loan rates. This is particularly beneficial with loans that do not have pre-payment penalties.

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Shawn Ryder

JANUARY 18, 2025

Typically, when leasing, you’ll come across various requirements including credit checks, proof of income, and possibly a sign-on fee (often referred to as a down payment or capitalized cost reduction). This fee can reduce the monthly payments but is not always necessary. Some common lease terms are two to four years.

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Shawn Ryder

JANUARY 19, 2025

While longer terms lower monthly payments, they typically increase the total interest paid over the life of the loan. Down Payment Putting down a larger down payment can significantly reduce your loan amount, leading to lower interest rates and monthly payments.

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Your Car Buying Advocate

JULY 31, 2023

In today’s market, dealerships are adding markup’s. Some use the term Dealer Markup, Adjusted Dealer Markup (ADM), Market Adjustment among many others. This is the reality of the car market today. Know how much you’ll pay each month, your interest rate, and how long you’ll be making payments. Strange, right?

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