3 Brothers Autosale

DECEMBER 20, 2023

Consider making a larger down payment, which can further enhance your negotiating power and reduce the borrowed amount. Refinancing can lead to reduced monthly payments and overall savings, providing financial flexibility for other priorities. These deals may include low-interest rates or cash rebates.

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Shawn Ryder

JANUARY 28, 2025

Budget: What is your budget for both the purchase price and ongoing expenses like insurance and fuel? Gather financing offers from each dealer and consider: Interest rates Loan terms Down payment requirements Incentives and Rebates Inquire about any manufacturer incentives that may be available at each dealership.

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Car Examer

SEPTEMBER 17, 2024

Save for a Big Down Payment Spreading out your term length can lower your monthly rate, but it often results in a higher total purchase cost due to accumulated interest. As much as possible, it’s best to pay a larger down payment—one of at least 20% would suffice. The price tends to increase the longer you own the car.

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