Car Examer

NOVEMBER 2, 2024

While it’s a helpful starting point, keep in mind you can often negotiate below this, as dealerships sometimes have offers or discounts that can bring down the cost. APR (Annual Percentage Rate) APR is the interest rate on any car financing, shown as an annual percentage. It’s often called the balloon payment.

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Car Examer

OCTOBER 19, 2024

Here’s a step-by-step guide to help you understand your options how to finance a used car and get the car you want without the stress. Buying a used car is a smart way to get on the road without spending a fortune, but how do you go about financing it? Personal Loan A personal loan is a simple and direct way to finance a used car.

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Shawn Ryder

JANUARY 24, 2025

When considering a luxury vehicle like the 2022 BMW X3, potential buyers often face the decision of whether to finance or lease. In this blog post, we will explore both financing and leasing options for the 2022 BMW X3, helping you determine which choice aligns best with your lifestyle and budget.

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Shawn Ryder

JANUARY 26, 2025

Advantages of Leasing a Truck Lower Monthly Payments: Leasing typically offers lower monthly payments compared to financing a purchase, allowing you to get a better vehicle or maintain a lower budget. Mileage Limits: Lease agreements typically have mileage limits (e.g.,

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Your Car Buying Advocate

DECEMBER 5, 2023

When you start leasing a vehicle, you must make a down payment. However, this down payment is significantly lower compared to buying a car outright. Lease terms may vary, encompassing mileage limit, specific vehicle models, geographical locations, employment history, and credit scores.

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Shawn Ryder

JANUARY 20, 2025

No Additional Costs : Buying the car means avoiding additional charges for excessive wear and tear or exceeding mileage limits often associated with lease returns. Disadvantages of Lease Buyout Higher Upfront Costs : A lease buyout may require a substantial down payment, which can be a financial barrier for some.

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Shawn Ryder

JANUARY 23, 2025

Cons of Leasing a 2024 Toyota RAV4 However, there are also drawbacks to consider: Ownership Limitations: At the end of the lease, you have to return the vehicle, meaning you wont own an asset. Cost Over Time: Depending on how often you lease, the total expenditure over many years could surpass that of buying and keeping a vehicle long-term.

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