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Did I make a mistake by filling out a credit application when buying a car with cash?

Shawn Ryder

Understanding Negative Equity Negative equityoften referred to as being “upside down” on a loantypically manifests in specific scenarios: Rapid Depreciation: New vehicles can lose a significant percentage of their value in the first year of ownership, often around 20-30%.

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Should I finance a used truck?

Shawn Ryder

In this comprehensive blog post, we’ll delve into the intricacies of financing a used truck, helping you make an informed decision suited to your financial situation and truck needs. Heres what you need to know about the various financing options available: Bank Loans: Often provide competitive interest rates.

Finance 52
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Does Buying/Leasing 2 Cars at Once Give Me More Leverage at a Dealership?

Shawn Ryder

Understanding Dealership Dynamics Car dealerships operate with a mix of inventory management, customer negotiation, and sales strategy. Each vehicle represents not only a unit sold but also a layer of potential profit through sales and financing options. Can you negotiate for lower monthly payments on both?

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2022 BMW X3: Finance or lease?

Shawn Ryder

In this blog post, we will explore both financing and leasing options for the 2022 BMW X3, helping you determine which choice aligns best with your lifestyle and budget. This analysis will also include insights on [financing rates]([link] and the overall financial implications of both options. for a well-qualified buyer.

Finance 52
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Maximizing Sales with Dealer Incentives: A Guide to Manufacturer Offers

Shawn Ryder

Low APR Financing: Special financing rates below standard market rates to make financing more attractive and affordable for buyers. Lease Specials: Attractive lease terms, including lower monthly payments or reduced down payment requirements, to encourage leasing over purchasing.