Shawn Ryder

JANUARY 17, 2025

If you’re considering whether to apply your down payment toward covering negative equity or if you should use it for a newer vehicle, it’s essential to understand the implications of each choice. These losses can sometimes outpace the rate at which car owners pay down their loan balances.

Down Payment 52

Down Payment Gap Insurance Fair Market Value Insurance 52

Shawn Ryder

JANUARY 17, 2025

One of the most common scenarios that raise eyebrows is when a salesperson keeps lowering the monthly payment, often claiming they’re “lucking out” with their manager. The monthly payment is calculated based on a standard formula: Vehicle Price: The initial cost of the car.

Management 52

Management Quota Finance Down Payment 52

Your Car Buying Advocate

JULY 31, 2023

Imagine financing like this : It’s a way to break up the cost of the car into smaller, more manageable payments spread out over time. The "Four-Square" Method This is a common sales tactic where the dealer uses a worksheet divided into four parts: your trade-in value, the purchase price, the down payment, and monthly payments.

Finance 52

Finance Pre-Qualify Insurance Deal 52