Down Payment Extended Warranty Spread 
Car Examer
OCTOBER 29, 2024
Down Payment A down payment reduces the amount you need to finance, which lowers monthly payments. A larger down payment now can mean less strain later. Monthly Loan Payments If you’re financing, the monthly payment amount depends on the loan’s term and interest rate.
Your Car Buying Advocate
JULY 31, 2023
Imagine financing like this : It’s a way to break up the cost of the car into smaller, more manageable payments spread out over time. The "Four-Square" Method This is a common sales tactic where the dealer uses a worksheet divided into four parts: your trade-in value, the purchase price, the down payment, and monthly payments.
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