Davey Auto Sales

FEBRUARY 26, 2025

The Power of Car Loan Down Payments Down payments might sound like money down the drainafter all, youre paying more when you dont have to. Although Davey Auto Sales doesnt require down payments on our range of vehicles, we definitely recommend making one if youre in the financial position to when taking out a loan.

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Shawn Ryder

JANUARY 17, 2025

If you’re considering whether to apply your down payment toward covering negative equity or if you should use it for a newer vehicle, it’s essential to understand the implications of each choice. These losses can sometimes outpace the rate at which car owners pay down their loan balances.

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AutoSuccessOnline

JANUARY 22, 2025

The enhancements empower dealerships to more easily configure and efficiently manage the sales process, desk deals, streamline financing workflows and close sales more quickly. Upstarts new In-Store and Financing capabilities make that possible by saving time in the showroom and generating deals with higher margins. The result?

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MforceLA

JANUARY 30, 2024

One of the major factors that influence auto finance is the down payment. A lot of car dealerships would encourage you to put down a low down payment to save costs in the initial stage. Let us help you evaluate the pros and cons of a low down payment to help you make a wise choice.

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Shawn Ryder

JANUARY 19, 2025

When considering the purchase of a newer vehicle, many individuals wonder whether they can use their paid-off old car as a down payment or trade-in at a dealership. This process can simplify your buying experience, as many dealerships allow you to handle the entire transaction in one location.

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Cartime Super Center

MAY 31, 2024

However, buyers are still looking at hefty price tags and down payments. When new car prices declined, used car prices fell, making the best used car deals even better. While buying incentives are widely available, they may not be the deal they appear to be.

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3 Brothers Autosale

DECEMBER 20, 2023

This not only makes your monthly payments more manageable but also ensures that a significant portion of your payment goes towards reducing the principal amount. Negotiating Power for Used Car Buyers Walking into a dealership with a good credit score is like having a secret weapon in your arsenal.

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Auto Remarketing

FEBRUARY 21, 2025

Online sites now give them the information they used to receive at the dealership: Best price, trade-in evaluation, down payment and total payment. The dealerships website says theres better pricing available elsewhere ( unlock todays best price). 1 place dealers can lose their car deal.

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Shawn Ryder

JANUARY 20, 2025

However, individuals with bad credit may find themselves uncertain about their chances of securing a lease deal. The good news is that negotiating lease deals is possibleeven for those with less-than-stellar credit. At the end of the lease, you have the option to either buy the car or return it to the dealership.

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Shawn Ryder

JANUARY 23, 2025

But the question remains: Is a 2024 RAV4 lease a bad deal? Comparative Lease Pricing 2024 RAV4 Lease Rates: The average monthly lease payment for the 2024 RAV4 typically ranges from $300 to $400, depending on the trim and dealership offers.

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Dealer World

DECEMBER 10, 2024

The story spreading through dealership break rooms across the country is becoming all too familiar. A new wave of digital payment fraud has hit the auto industry hard, with a particularly nasty scheme targeting Chinese-speaking communities through WeChat. They promise below-market prices but require a hefty 50% down payment.

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Shawn Ryder

JANUARY 18, 2025

When considering whether to purchase or lease two cars simultaneously, prospective buyers may wonder if this approach provides additional leverage at car dealerships. Understanding Dealership Dynamics Car dealerships operate with a mix of inventory management, customer negotiation, and sales strategy.

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Shawn Ryder

JANUARY 18, 2025

Typically, when leasing, you’ll come across various requirements including credit checks, proof of income, and possibly a sign-on fee (often referred to as a down payment or capitalized cost reduction). This fee can reduce the monthly payments but is not always necessary. What is a Sign-On Fee? Heres how: 1.

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Shawn Ryder

JANUARY 17, 2025

In this comprehensive guide, well explore the implications of negative equity, how it can impact your car buying decisions, and whether applying your down payment toward negative equity makes sense when considering a newer model. This rapid depreciation can outpace the rate at which borrowers pay down their loans.

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Shawn Ryder

JANUARY 17, 2025

Understanding Negative Equity Negative equityoften referred to as being “upside down” on a loantypically manifests in specific scenarios: Rapid Depreciation: New vehicles can lose a significant percentage of their value in the first year of ownership, often around 20-30%.

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Your Car Buying Advocate

DECEMBER 5, 2023

He loves to teach consumers the ins and outs of making great car deals. The Zero Down Car Leases Zero down car leases are a popular choice, letting you drive away without a substantial upfront payment. This guide helps explain zero down lease deals. We will assess any additional costs or fees (e.g.,

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Car Examer

SEPTEMBER 17, 2024

Learn how to secure the best deals, compare loan options, and make informed financial decisions for your new car. Regardless if it’s purchased from a car dealership or a previous car owner, you’re bound to spend at least a couple thousand dollars on your new ride. Interest rates, payment terms, and security terms may vary.

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3 Brothers Autosale

OCTOBER 4, 2023

This is why the most affordable option may be to get a commercial van from a reputable dealership like West International Corp. Because used commercial vans cost less, they also come with a lower down payment and also lowers monthly payments.

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Shawn Ryder

JANUARY 18, 2025

In this blog post, we will explore the intricacies of automotive financing, including how interest is determined, what factors influence the rates, and how manufacturers and dealerships play a role in this process. The loan is secured by the vehicle itself, meaning if the borrower fails to make payments, the lender can repossess the car.

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MforceLA

SEPTEMBER 11, 2023

Should you venture into Craigslist, navigating the world of private sellers, or opt for the more conventional route of visiting your local car dealership to peruse their selection? Opting to purchase from a reputable used car dealership brings forth many advantages that are only sometimes extended by private sellers.

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Shawn Ryder

JANUARY 20, 2025

However, with a comprehensive understanding of the financing landscape, you can secure a deal that meets your financial goals while also driving off in the vehicle of your dreams. Dealership Financing: Many dealerships offer financing through their own programs or partnered lenders.

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MforceLA

JUNE 19, 2024

If you’re a first-time buyer planning to visit a used car dealership, there will be countless questions on your mind that can overwhelm you. Keep in mind that not all used car dealerships are the same. This guide will help explain what you will encounter at a used car dealership.

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MforceLA

JUNE 19, 2024

If you’re a first-time buyer planning to visit a used car dealership, there will be countless questions on your mind that can overwhelm you. Keep in mind that not all used car dealerships are the same. This guide will help explain what you will encounter at a used car dealership.

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Shawn Ryder

JANUARY 19, 2025

Consumers often want to ensure they are getting the best possible deal, but with a plethora of rates offered by various lenders, figuring out where to start can be overwhelming. While longer terms lower monthly payments, they typically increase the total interest paid over the life of the loan.

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Shawn Ryder

JANUARY 30, 2025

In todays automotive market, dealerships are facing a significant shiftfrom traditional sales tactics to modern digital marketing strategies. With a population of just around 600, it’s crucial for local car dealerships to hone their digital marketing efforts to not only survive but thrive.

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MforceLA

SEPTEMBER 12, 2023

Should you venture into Craigslist, navigating the world of private sellers, or opt for the more conventional route of visiting your local car dealership to peruse their selection? Opting to purchase from a reputable used car dealership brings forth many advantages that are only sometimes extended by private sellers.

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Shawn Ryder

FEBRUARY 14, 2024

Offered by vehicle manufacturers to dealerships, these incentives aim to boost sales of new cars, trucks, and SUVs through various special offers. Understanding these incentives can benefit both dealers and consumers, making it easier to move inventory and find deals. What Are Dealer Incentives?

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Shawn Ryder

JANUARY 26, 2025

Tools like [budget calculators]([link] optimization -for-car-dealerships-key-elements-to-enhance-user-experience-and-drive-sales/) can help assess your financial capabilities. Basic Characteristics of the Lease Examine the lease terms, including length, monthly payment amount, down payment, and interest rate (often called the money factor).

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Shawn Ryder

JANUARY 28, 2025

Down Payment: A larger down payment will reduce your monthly payments and potentially eliminate the need for comprehensive financing options. Cash Purchase If you have sufficient savings, opting for a cash purchase eliminates the need for financing and interest payments, allowing for full ownership immediately.

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DealerTrack Insights

SEPTEMBER 11, 2023

This might be a familiar scene in your dealership: your customers have just test-driven their dream car, checked all the cool features, and are living on cloud 9. Then, out come the piles of paperwork with the long-winded contract review and tedious signing process, which ruins the vibe and the positive feeling they had about your dealership.

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Carcloud Auto Group

DECEMBER 27, 2023

Check the available vehicles HERE Buy Here Pay Here in Richmond VA (BHPH) is a type of car financing in which the dealership acts as both the seller and the lender. In a BHPH arrangement, customers can purchase a car and make payments directly to the dealership, rather than a third-party lender.

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Shawn Ryder

SEPTEMBER 28, 2024

Conversely, when interest rates decline, financing becomes more affordable, encouraging more customers to take advantage of lower monthly payments and potentially boosting overall sales at dealerships. Therefore, dealerships often see a direct correlation between interest rate trends and their sales figures.

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Shawn Ryder

JANUARY 19, 2024

Whether you are a car buyer, seller, or even a dealership, understanding vehicle equity can be helpful in making informed decisions. If the equity is positive, it can be used as a down payment for a new car or to pay off debts. But have you ever wondered what determines the equity in a vehicle? What is Vehicle Equity?

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AutoRaptor

APRIL 23, 2024

If you’re considering buying a car, you’ve probably come across the term “buy here pay here” dealerships. These dealerships offer a unique financing option that allows individuals with less-than-perfect credit to purchase a vehicle. However, at buy here pay here dealerships, the process is reversed.

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Auto Remarketing

FEBRUARY 9, 2024

In some states, it was literally illegal to go to the dealership, and in all states, consumers were pressured not to go into the public. Shoppers prefer to research online and become educated before they reach the dealership. But make no mistake about it: shoppers come to the dealership to complete the transaction.

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Shawn Ryder

FEBRUARY 7, 2024

When you’re dealing with car dealerships, whether buying a new car or getting service on your existing vehicle, you might encounter several terms that aren’t immediately clear. MSRP (Manufacturer’s Suggested Retail Price) The price that the manufacturer recommends the dealership sell the car for.

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Shawn Ryder

JANUARY 17, 2025

When it comes to buying a car, the process can often be overwhelming, especially when navigating the ins and outs of the dealership experience. One of the most common scenarios that raise eyebrows is when a salesperson keeps lowering the monthly payment, often claiming they’re “lucking out” with their manager.

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