Shawn Ryder

JANUARY 18, 2025

Typically, when leasing, you’ll come across various requirements including credit checks, proof of income, and possibly a sign-on fee (often referred to as a down payment or capitalized cost reduction). A sign-on fee is an upfront cost that some dealerships and leasing companies request when you sign your lease agreement.

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Shawn Ryder

JANUARY 21, 2025

Initial Payment: Many leases require an upfront payment, which could be akin to a down payment but usually termed as a “capitalized cost reduction.” Many dealerships are willing to work with customers, especially if you express your willingness to continue leasing or purchasing another vehicle from them.

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Shawn Ryder

JANUARY 18, 2025

However, the down payment, also referred to as a capitalized cost reduction, is the initial amount you pay upfront to lower your monthly payments. You can explore more about innovative payment options on our [Flexible Payment Options for Customers]([link] page. Can You Adjust the Down Payment on a Lease?

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Your Car Buying Advocate

DECEMBER 5, 2023

Types of Zero-Down Car Leases Zero down leases come in various forms, including: No Capitalized Cost Reduction Zero-Down Lease: Eliminates the down payment but requires payment of fees and the first month’s installment at signing. Dealerships are often willing to work with informed and engaged customers.

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