Shawn Ryder

JANUARY 18, 2025

When considering whether to purchase or lease two cars simultaneously, prospective buyers may wonder if this approach provides additional leverage at car dealerships. Volume Sales and Incentives By purchasing or leasing two cars, a buyer may be seen as a volume customer.

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Shawn Ryder

JANUARY 25, 2025

When considering the purchase of a used truck, one of the most pressing questions prospective buyers face is whether to finance the vehicle. Financing can provide a path to ownership without the immediate burden of full payment upfront, but it comes with its own set of advantages and challenges.

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Car Examer

SEPTEMBER 17, 2024

For most car buyers, the cost of purchasing a vehicle can take up a significant portion of their budget. Fortunately for new car owners, most car dealers provide flexible payment terms to help you spread out your payments over time and make the repayment cost more reasonable.

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Davey Auto Sales

MAY 25, 2023

Most buyers are going to need to take out a loan to buy a car, truck or SUV from Davey Auto Sales. Interest rates play a big role in how much someone’s monthly car payment, in addition to the vehicle’s sale price and taxes. The monthly payment may be higher, but it could be worth the trade-off in the right circumstances.

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Shawn Ryder

FEBRUARY 7, 2024

F&I (Finance and Insurance) A department within a dealership responsible for arranging financing and insurance for customers purchasing vehicles. The F&I manager will also offer additional products such as extended warranties and GAP insurance. Knowing this price can give buyers leverage during negotiations.

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Full Path

JULY 30, 2024

Some households allocate up to 30% of their monthly budget to vehicle-related expenses, including payments, insurance, fuel, and maintenance. Interest Rates and Their Impact: Automotive Market & Leasing Trends 2024 Borrowing costs are deterring many potential buyers, and the previously red-hot job market is beginning to cool.

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Shawn Ryder

JANUARY 28, 2025

Whether you’re a first-time buyer or an experienced car owner, the decision-making process can often lead to confusion. Budget: What is your budget for both the purchase price and ongoing expenses like insurance and fuel? Consider the following: Usage: How do you intend to use the vehicle? Loan Offers Are the lenders competitive?

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Shawn Ryder

JANUARY 17, 2025

They may encounter terms and concepts like APR (Annual Percentage Rate), credit scores, down payments, and loan terms, which can be confusing. Potential buyers often inquire about their eligibility and how their scores impact their loan terms.

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Shawn Ryder

JANUARY 17, 2025

Advantages of Leasing a Vehicle Leasing comes with several perks that can be attractive to potential car buyers: 1. Stability in Payments: After the loan is paid off, you are left with no more monthly payments, which can enhance your financial freedom.

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Cartime Super Center

MAY 17, 2024

They also can cost less to insure and allow buyers to enjoy more of the features they love. You’ll need to consider the down payment, the value of your trade-in , and the monthly payment. The post What to Look For in a Used Car: A Buyer’s Checklist appeared first on Car Time Auto Blog.

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AutoRaptor

APRIL 23, 2024

This customization can include weekly or bi-weekly payment schedules, making it easier for customers to manage their budget and stay on track with payments. Be realistic and factor in costs beyond the car’s purchase price, such as insurance, maintenance, and fuel expenses.

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Your Car Buying Advocate

JULY 31, 2023

Additionally, because of the way dealers list pricing online, you may not be aware of a markup over MSRP until you get down to the details of the deal or seeing it all line-itemed in a buyer’s order. How much do you have left after paying for necessities like rent, food, utilities, and other regular payments or debt obligations?

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Shawn Ryder

JANUARY 26, 2025

Do you have enough savings to cover the down payment or purchase price? Understand Ownership Costs: Factor in insurance, maintenance, and fuel costs associated with vehicle ownership as you prepare for this transition. Is the vehicle still suitable for your lifestyle, especially if your family or job situation has changed?

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