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Do end-of-year sales really mean good deals?

Shawn Ryder

Sales Quotas: Many dealerships operate under sales goals set by manufacturers. Financing Offers: Attractive financing terms, like 0% APR or deferred payment options. Be Aware of Financing Options Dealerships may push their financing solutions, but be sure to shop around with banks and credit unions.

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Using a credit union and negotiating with the car dealer?

Shawn Ryder

The Advantages of Using a Credit Union for Financing Credit unions are member-owned financial institutions that typically offer lower loan rates than traditional banks. Flexible Terms: Many credit unions offer more flexible loan terms and personalized service, catering to your specific financial situation.

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