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ZEV mandate: what it is and how it will impact UK drivers

Autocar

Car makers can also pool, ‘bank’ and ‘borrow’ their emissions – which is where it starts to get complicated. To deal with the easy part first, ‘connected entities’ – Stellantis or the Volkswagen Group, for example – are able to pool together. Whether it’s a connected entity or on its own, a manufacturer can then ‘bank and borrow’.

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The Ultimate Car Buying Guide for 2024: Tips on Choosing the Right Vehicle, Understanding Financing Options, and Navigating Dealership Negotiations

Shawn Ryder

Get Pre-Approved: Before visiting a dealership, secure financing pre-approval from banks or credit unions. Understand the terms, including mileage limits and wear-and-tear policies. Factor in insurance costs, maintenance, fuel or charging expenses, and depreciation to understand the total cost over time.

Finance 98
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Guide How to Finance a Used Car

Car Examer

You borrow a lump sum from a bank or lender and repay it in monthly installments, usually with a fixed interest rate. No restrictions : You won’t have any mileage limits or conditions to worry about. Mileage limits : PCP often comes with mileage restrictions, and going over can lead to extra fees.

Finance 59
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2022 BMW X3: Finance or lease?

Shawn Ryder

No Mileage Limits : Unlike leasing, financing does not impose mileage restrictions. Newer Models : Leasing allows you to drive a new BMW X3 every few years without the hassle of selling your old car or dealing with depreciation. This is beneficial if you have a long commute or enjoy road trips.

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