APR, Gap Insurance and Repairing - Auto Dealership Digest

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What's This?

APR

Gap Insurance

Repairing

Guide to the Common Dealership Terms When Buying A Car

Car Examer

NOVEMBER 2, 2024

APR (Annual Percentage Rate) APR is the interest rate on any car financing, shown as an annual percentage. APR includes both the interest rate and any fees, giving you the true cost of borrowing. It’s worth comparing APRs from different lenders, as your credit score and loan term will affect the rate offered.

Balloon Payment

Balloon Payment Term Dealerships Mileage Limit

Understanding Dealership Jargon: Terms the Public May Not Know

Shawn Ryder

FEBRUARY 7, 2024

F&I (Finance and Insurance) A department within a dealership responsible for arranging financing and insurance for customers purchasing vehicles. The F&I manager will also offer additional products such as extended warranties and GAP insurance. It’s often used as a starting point for negotiations.

Term

Term Gap Insurance Dealerships Extended Warranty

Guide to the Common Dealership Terms When Buying A Car

Understanding Dealership Jargon: Terms the Public May Not Know

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