Decoding Car Finance – Understanding Your Options
Shawn Ryder
MARCH 13, 2024
Once the final payment is made, ownership of the car is transferred to you. The main advantage of HP is that you can spread the cost of the car over a fixed term, making budgeting easier. The Annual Percentage Rate (APR) represents the total cost of borrowing, including the interest rate and any additional fees charged by the lender.
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